Have you bought a product and it never came to you or have you participated in any raffle and received spam to your email? Are you looking for a job or a loan and have lost a lot of money in calls to 900 numbers? These and other reasons are Signs that you have been Scammed.
We are going to give you some advice in the event that you have made a purchase in a fake online shop and you never received the products you bought.
Types of scams
- Shopping in fake online stores.
- Job and employment scams.
- False loan offers.
- False emails from Banks or other entities (Phishing emails).
- False emails from people you do not know, offering or giving you something. Unexpected winnings.
- Dating or Romance scams.
- Social engineering scams.
- Fake rewards.
- Computer hacking.
- Nigerian scams
- Fake charities
- Fake Health and medical products
First, how do I know that I have been cheated?
To know if I have been scammed when making purchases in an internet store, follow these guidelines:
- I made a purchase in a fake online store and the products do not arrive or take me long.
- I call the phone that appears on the page and they do not answer me or give me long.
- I write to the email that appears on the page and they do not answer me.
- I fill out the contact or withdrawal form and I never get an answer, or the answers do not convince me.
- I have been charged a slightly higher amount than what supposedly cost the products I bought.
Have you been scammed?
Steps to take
Follow these steps if you have been caught in a scam:
What to do now
Stop all contact with the scammer
Once you realize you are being scammed, do not continue the conversation. Hang up the phone. Don’t reply to emails or letters scammers have sent you. If you have been scammed online, block the scammer from contacting you.
Do not make any more payments
It can be tempting to stay involved in the hope you will get some of your money back. You must not make any more payments. Some scammers target people caught in recent scams, eg by pretending to be an overseas enforcement agency that can return all of your money for a fee. Don’t give money to anyone on the promise they will get your lost money back. Unfortunately, if you have paid scammers, the chances of recovering your money are not good.
Contact the bank or service you sent money through
If you are the victim of a financial scam, credit card scam or identity theft, contact your bank immediately. They will have a policy in place to deal with fraud. If you have sent money through another bank or transfer service, it’s a good idea to contact the service you used and ask for a Chargeback. You can dispute a charge on your credit card if you were scammed, or if there is something that you feel is a mistake in your credit card account. Your credit card company or your Bank will investigate the dispute, and a determination will be made as to the validity of the charge.